If you're looking for clemency instead of a loan, head over and check out the etters for misbehavior, social slights, workplace issues and personal apologies. The new forms can help atone for troublesome or delinquent behavior at work, school or in the community. These include apologies for graffiti, interruptions, tardiness, and violent behavior. I advise using these as launch points to give you ideas for more personal, specific apologies.
In Illustrator, you can design patterns, complex graphics and work with type. You can learn to design printables fast with the Basic Printable Design Course from Printable Crush. Illustrator is a highly in-depth program, so taking a course is a quick way to learn the basics.