If you're looking for clemency instead of a loan, head over and check out the etters for misbehavior, social slights, workplace issues and personal apologies. The new forms can help atone for troublesome or delinquent behavior at work, school or in the community. These include apologies for graffiti, interruptions, tardiness, and violent behavior. I advise using these as launch points to give you ideas for more personal, specific apologies.
There are so many options for cutting out your printable designs. You can use a paper trimmer for straight lines and scissors for more intricate objects. If you plan on creating party printables, get a 2” round hole punch for cupcake toppers and gift tags. It's a minimal investment that will save you hours of time, and your hands will thank you. Also, check out the hole punch aisle at your local craft store for more options.