For maximum efficiency with cutting printables, consider in investing in a cutting tool like the Silhouette Cameo or Cricut Explore. Both allow you to print out any shape and cut around the printable. It takes minutes to set up the file and cut compared to hours of using scissors.
There are forms that help make sure that you include the right information and the right phrasing for every occasion. The new hardship letters can be used for any situation where you might need financial forgiveness or leniency for mortgages, medical bills, tuition or debt. Each template addresses a different reason for hardship including illness, incarceration, gambling, pregnancy and military deployment.