There are forms that help make sure that you include the right information and the right phrasing for every occasion. The new hardship letters can be used for any situation where you might need financial forgiveness or leniency for mortgages, medical bills, tuition or debt. Each template addresses a different reason for hardship including illness, incarceration, gambling, pregnancy and military deployment.
If you're looking for clemency instead of a loan, head over and check out the etters for misbehavior, social slights, workplace issues and personal apologies. The new forms can help atone for troublesome or delinquent behavior at work, school or in the community. These include apologies for graffiti, interruptions, tardiness, and violent behavior. I advise using these as launch points to give you ideas for more personal, specific apologies.