If you're looking for clemency instead of a loan, head over and check out the etters for misbehavior, social slights, workplace issues and personal apologies. The new forms can help atone for troublesome or delinquent behavior at work, school or in the community. These include apologies for graffiti, interruptions, tardiness, and violent behavior. I advise using these as launch points to give you ideas for more personal, specific apologies.
For maximum efficiency with cutting printables, consider in investing in a cutting tool like the Silhouette Cameo or Cricut Explore. Both allow you to print out any shape and cut around the printable. It takes minutes to set up the file and cut compared to hours of using scissors.