There are so many options for cutting out your printable designs. You can use a paper trimmer for straight lines and scissors for more intricate objects. If you plan on creating party printables, get a 2” round hole punch for cupcake toppers and gift tags. It's a minimal investment that will save you hours of time, and your hands will thank you. Also, check out the hole punch aisle at your local craft store for more options.
Wording is important when you're writing a letter, especially if you're trying to carefully word a request. If you're looking for financial relief or forgiveness, I have new hardship letters and apology letters. If you simply want to thank someone, there are plenty of new thank you letters.